Platform

One solution. Two ways to run it.

The Chop platform runs your accounting, reporting and collections. Choose who operates it: our team, or yours.

A/Run it with us

For startups and MSMEs with no internal finance team

Full-service accounting and finance operations

From books and invoices to COGS and monthly close, our team handles the day-to-day work on our platform, so everything stays accurate, current and moving.

Bookkeeping, invoicing and reconciliations

GST, TDS and annual compliance

SKU-level COGS and monthly close

MIS and investor updates, every month

Start with our team

B/Run it yourself

For startups and MSMEs with an internal finance team

Real time AI CFO platform

Gain live insight into your finances and prepare MIS automatically. Built-in automation and AI-powered workflows handle the heavy lifting while you stay in control.

Live MIS dashboard on top of Tally or Zoho

Channel P&L across marketplaces and quick commerce

Flux analysis and financial health scoring

An AI co-worker that answers finance questions

See the platform

Product I/AI CFO

Your MIS, closed before the month is.

AI CFO connects to your books, bank and sales channels, then builds the reports a CFO would: live, accurate and ready for the board.

MIS dashboardRevenue, expenses, cost of sales, receivables, payables, cash balance and runway in one view.

Channel P&LContribution by channel across Shopify, Amazon, Flipkart and Blinkit, built from settlement files.

SKU COGSLanded cost per SKU, so gross margin is real and not an estimate.

Investor reportingBoard packs and monthly investor updates from the same numbers.

Deep analysisFinancial score and flux analysis that explains every month-on-month swing.

AI co-workerAsk why margin dropped and get the answer with the entries behind it.

Sample Brands Pvt LtdSample data · Sep 2026

RevenueINR 48.2L+12.4% MoM

Gross margin61.8%+2.1 pts

Cash balanceINR 1.94 Cr-6.3% MoM

Runway14.2 mo+0.8 mo

Revenue trend INR lakh, monthly

Channel contribution Sep

Shopify34.1%

Amazon22.7%

Blinkit18.9%

Flipkart15.4%

ASKWhy did cash fall this month? → Inventory purchase of INR 9.6L ahead of the festive season, prepaid to two vendors.

Product II/AI Receivables

Get paid on time, without the awkward calls.

AI Receivables reads your outstanding invoices, sends reminders that sound like you, and escalates only when it needs to. Your team sees who owes what, and when they have promised to pay.

Live ageingReceivables bucketed by days overdue, synced from your books.

Smart sequencesReminders timed to due dates, with tone that steps up as an invoice ages.

Your voiceEach message is drafted with the invoice, amount and payment details attached.

Promise-to-payReplies are read and logged, so follow-ups land on the date the customer gave.

Collections reportingDSO, recovery rate and top overdue accounts, every week.

ReceivablesSample data

0 to 30 days

INR 12.4L

31 to 60

INR 5.1L

61 to 90

INR 2.3L

90+

INR 1.8L

Day -3

Friendly heads-up

Invoice INV/26-27/0412 for INR 1,18,000, due 15 Oct

Day +2

Gentle reminder sent

Hi Rohan, a quick note that invoice 0412 is now two days past due. The payment link is below for convenience.

Day +4

Reply read by AI

Customer promised payment by 22 Oct. Follow-up rescheduled.

Day +9

Escalate to founder if unpaid

Only if the promised date passes.

Services

Need people, not just software?

Our CA-led team delivers incorporation, accounting, tax, compliance and fractional CFO work on the same platform.

Incorporation

Private limited setup, GST and trademark registrations.

Accounting

Monthly bookkeeping on Tally or Zoho with reconciliations.

Tax and compliance

GST, TDS, ROC filings and statutory audit coordination.

Fractional CFO

Budgeting, FP&A, unit economics and board reporting.

Fundraise support

Financial models, data rooms and investor diligence.

Annual packages

Fixed-fee bundles for early-stage companies and MSMEs.

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Closing entry

Two hundred years of finance, rewritten for every business.

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