Chop Finance / AI native financial infrastructure
AI native financial infrastructure for startups and MSMEs. We are democratising financial services for the masses, starting with accounting.
Being the transfer of India's finance function from paper and people-hours to AI native infrastructure.
Platform
The same platform powers both. Our team can operate it for you, or your finance team can operate it with AI doing the heavy lifting.
For startups and MSMEs with no internal finance team
From books and invoices to COGS and monthly close, our team handles the day-to-day work on our platform, so everything stays accurate, current and moving.
For startups and MSMEs with an internal finance team
Gain live insight into your finances and prepare MIS automatically. Built-in automation and AI-powered workflows handle the heavy lifting while you stay in control.
Products
Product I / AI CFO
AI CFO connects to your books, bank and sales channels, then builds the reports a CFO would: live, accurate and ready for the board.
Why did cash fall this month?
Inventory purchase of INR 9.6L ahead of the festive season, prepaid to two vendors.Product II / AI Receivables
AI Receivables reads your outstanding invoices, sends reminders that sound like you, and escalates only when it needs to. Your team sees who owes what, and when they have promised to pay.
Invoice INV/26-27/0412 for INR 1,18,000, due 15 Oct.
Hi Rohan, a quick note that invoice 0412 is now two days past due. The payment link is below for convenience.
Customer promised payment by 22 Oct. Follow-up rescheduled.
Only if the promised date passes.
Services
Our CA-led team delivers incorporation, accounting, tax, compliance and fractional CFO work on the same platform.
Private limited setup, GST and trademark registrations.
Monthly bookkeeping on Tally or Zoho with reconciliations.
GST, TDS, ROC filings and statutory audit coordination.
Budgeting, FP&A, unit economics and board reporting.
Financial models, data rooms and investor diligence.
Fixed-fee bundles for early-stage companies and MSMEs.
About / Our story
Chop Finance combines AI automation with a dedicated finance team to run bookkeeping, reporting and CFO-level support for growing companies in India, so they never outgrow their financial systems.
Vision
Good finance has always been a privilege of large companies. We are democratising financial services for the masses, starting with accounting.
India has millions of MSMEs and a fast-growing startup base. Most run on late books and no clear view of cash.
AI handles the repetitive work: entries, reconciliations, MIS. Chartered accountants review, sign off and advise.
Accurate books, monthly close and investor-ready reporting at a price a first-year company can afford.
Leadership
Co-founder and CEO. Chartered accountant, formerly in investment banking with USD 400M+ in transactions.
Co-founder. Leads client relationships and delivery.
Co-founder.
Co-founder.
Security / Security and privacy at Chop
Your financial data is the lifeblood of your business. Chop is built from the ground up with enterprise-grade security, complete transparency and a firm commitment to your privacy.
Enterprise-grade security
The standard enterprises demand, for companies of every size.
Your data stays private
Your figures belong to you. Never shared, never sold.
Connections
When you connect Chop to your accounting software, bank and sales channels, protection is built into each step.
Connect over OAuth 2.0, with no passwords stored or transmitted.
Chop requests read permissions only. We cannot modify, delete or transfer your data.
Encrypted connections keep data current with immediate disconnection on suspicious activity.
FAQ
In encrypted databases using AES-256. Data moving between your systems and Chop uses TLS 1.3. We run on leading cloud infrastructure with automatic backups and disaster recovery.
Only authorised users in your organisation. Our team follows least-privilege access, so no employee has access they do not need. Any support access requires your explicit permission and is logged.
You stay in control. Disconnect any source system from your settings at any time. When you close your account, all your financial data is permanently deleted within 30 days.
Never. We do not sell, rent or share your financial data. We do not use it for advertising, share it with partners or use it to train AI models.
We maintain a full incident response plan. If an incident occurs, affected customers are notified within 72 hours with a clear account of what happened, what data was affected and what we are doing about it.
Press / Newsroom and socials
Company boilerplate, leadership and our social channels. For interviews and media requests, write to us.
Chop Finance is AI native financial infrastructure for startups and MSMEs. Its platform combines AI agents with chartered accountants to deliver accounting, compliance, real time MIS and collections, either as a fully managed service or as software for in-house finance teams. Founded in 2025 and headquartered in Bengaluru, Chop's mission is to democratise financial services for the masses, starting with accounting.
Free to reproducePress coverage and announcements will appear here.
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